All Comments on TAKAFUL Reload

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Ah Choon Wong
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不管赚或亏的公司,’大多数’ 都跌得很惨 , 包括 Takaful !
Ah Choon Wong
Jin Low ….cimb 没有,takaful 差不多是十年新低 !
Like · 12 hours · translate
Sian Jin Low
它确实是好股,可是太磨人了。。。。
Like · 12 hours · translate
Phong Chen Tat
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I got a question here:

For Q1 2025, Total group revenue is 980.615m, Family takaful revenue is 608.117m, General Takaful revenue is 343.488m. Total for Family and General takaful is 951.605m.

If Takaful service result is profit/loss after claims, Family takaful loss 6.515m, General takaful loss 5.732m. However, group of Takaful profit with 118.242m

What's other Takaful business beside Family and General takaful, with these gains?

Thanks for explaining.

请问有大神可以解惑::

Q1 2025, 集团的营业额是 980.615m, Family takaful 营业额是 608.117m, General Takaful 营业额是 343.488m. Family and General takaful 营业额共 951.605m.

假设 Takaful service result is 赔偿后的盈利/亏损, Family takaful 亏损.515m, General takaful 亏损 5.732m. 然而,集团的盈利是 118.242m

Takaful 除了 Family and General takaful,还有什么业务是可以赚取这笔盈利?

感谢解答。
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Lestie
关于Total takaful revenue980mil ,季度报告notes24有细分两个项目
1. Contracts not measured under PAA
2. Contracts measured under PAA

PAA(Premium Allocation Approach)是保险会计准则(马来西亚的MFRS 17)中用于计量保险合约的一种简化方法,通常适用于短期合约。其核心是将保费收入按保障期间分摊,而非复杂的精算计算。

Contracts not measured under PAA这表示有部分合约未采用PAA方法计量,其价值(或相关负债) 。这些合约可能因以下原因未使用PAA:
合约复杂性:长期或含投资成分的合约(如家庭理财型Takaful)需用更复杂的计量模型。

我对于这些acc准则都是一知半解,像是瞎子摸象,摸到鼻子以为是蛇。就如原本认为Family takaful + General takaful = Takaful Revenue
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1 Like · 17 hours · translate
Phong Chen Tat
昨天我也研究了一轮,得到的答案估计和你的差不多。这些账目估计都没有问题。Family和General takaful 有些是重叠的,所以赔偿金额也是重叠的。接下来最大的问题,是8%SST的费用,他自行吸收,对盈利造成冲击。原来他的Group还包括印尼的子公司,就是不懂马来西亚和印尼两者的业务是多少。但毫无疑问,印尼子公司被索赔金额,在疫情后也是增加。
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Like · 15 hours · translate
투자자개인
1 Like · Reply
Kaotim is doing good, help b40 m40 save money, expecting, get ready, be patient
Steven Gan
3 Like · Reply
TP1 RM3.9
TP2 RM4.0
GoGoGo TAKAFUL!!!
Sian Jin Low
I know, but just realize

Before that you said it I really blur....
Like · 2 days · translate
Sian Jin Low
u badddddddddddddddd
1 Like · 2 days · translate
WC
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expecting positive result after merging?
Lestie
Hope so, cost control need improvement . Earn more spend more = 0
Like · 2 days · translate
digital teo
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保险业要开始并购潮了 。 。
life styles
家庭面对保费起价,陆陆续续短保。。。
Like · 1 week · translate
Yike
那不是虧大了 快快製造 意外
Like · 1 week · translate
teh choo wee
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on July 2020 price jumped 10% on renewal of bancatakaful with RHB Islamic Bank
Sian Jin Low
.............. Yike , hahahaha

Humous u
1 Like · 1 month · translate
Yike
hiv no cure ...saifu geng must buy a lot takaful for lifetime... need always go hospital maintenance.. if skip then all $ in safe house all burn
Like · 1 month · translate
Chee Keong
1 Like · Reply
哇,是谁直接盘尾拉升一毛四
Travel Videos
lolz back to basic this is most lousy counter on bursa believe it or not
Like · 2 months · translate
Shek Yap
agree...strange transaction pattern...
Like · 2 months · translate
Shek Yap
1 Like · Reply
hope Q announcement due next week will be good...if nothing exicting, mampus lar....
Travel Videos
new aggressive chairman coming. fly soon
Like · 2 months · translate
Shek Yap
hope he is equally aggressive in giving dividends as in growing profits....
Like · 2 months · translate
Shek Yap
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impossible counter....market down, it is down....market up, it stays down....how ah?
Travel Videos
not 70% bro 100% export to US lolz... crazy counter really
Like · 4 months · translate
Lestie
you are absolutely right.
Like · 4 months · translate