Here’s a curated selection of **high-dividend stocks listed on Bursa Malaysia** with a **consistent track record of yearly payouts**, filtered for sustainability and sector diversity. These stocks are chosen based on **dividend yield, financial health, and historical payout stability** .

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### **Top High-Dividend Stocks with Reliable Yearly Payouts**

#### **1. Finance Sector**
- **RHB Bank (1066.MY)**
- **Dividend Yield**: **6.42%**
- **Key Metrics**: CET1 ratio >15%, strong capital buffers, and consistent dividend growth .
- **Why?** Stable earnings from retail and corporate banking, with a high payout ratio.

- **Bank Islam Malaysia (5258.MY)**
- **Dividend Yield**: **6.22%**
- **Key Metrics**: Low non-performing financing ratio, Shariah-compliant income streams .

- **Maybank (1155.MY)**
- **Dividend Yield**: **6.02%**
- **Key Metrics**: Malaysia’s largest bank, offers **Dividend Reinvestment Plan (DRP)** for compounding returns .

#### **2. Property Sector**
- **UOA Development Bhd**
- **Dividend Yield**: **16.76%**
- **Key Metrics**: High rental income and strong cash reserves, but sustainability needs monitoring .

- **Matrix Concepts Holdings**
- **Dividend Yield**: **4.66%**
- **Key Metrics**: Focuses on affordable housing with stable cash flow .

#### **3. REITs (Stable Rental Income)**
- **Sentral REIT**
- **Dividend Yield**: **8.42%**
- **Key Metrics**: Office-focused REIT with high occupancy rates .

- **CapitaLand Malaysia Trust (CLMT)**
- **Dividend Yield**: **7.27%**
- **Key Metrics**: Retail and commercial assets with resilient income .

#### **4. Construction Sector**
- **Kerjaya Prospek Group**
- **Dividend Yield**: **5.24%**
- **Key Metrics**: Strong order book and low debt .

- **L&P Global Bhd**
- **Dividend Yield**: **10.83%**
- **Key Metrics**: Small-cap with high yield, but check sustainability .

#### **5. Plantation Sector**
- **Ta Ann Holdings**
- **Dividend Yield**: **9.09%**
- **Key Metrics**: Integrated palm oil & timber operations .

- **MHC Plantations Bhd**
- **Dividend Yield**: **8.82%**
- **Key Metrics**: Strong dividend growth (+14.87% over 5 years) .

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### **Key Considerations for Your Portfolio**
✅ **Sustainability Check** – Extremely high yields (e.g., UOA’s 16.76%) may not be sustainable. Look for:
- **Payout Ratio** (<80% of earnings is safer).
- **Debt Levels** (Low gearing ensures stability).
- **Free Cash Flow** (Ensures dividends are backed by real profits) .

✅ **Sector Diversification** – Avoid overexposure to cyclical sectors like plantations.

✅ **Dividend Growth** – Stocks like **Maybank** and **RHB Bank** have **raised dividends yearly**, making them safer bets .

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### **Final Thoughts**
For a **balanced high-dividend portfolio**, focus on **finance (Maybank, RHB), REITs (CLMT, Sentral), and stable property/construction plays**. Monitor **smaller caps (L&P Global, MHC)** for higher yields but higher risk.

Would you like a deeper dive into any specific stock’s financials?